HAP and MSU Health Care Introduce Medicare Advantage PPO Plan with Expanded Benefits Across Michigan

November 19, 2024

 

DETROIT and EAST LANSING – Health Alliance Plan (HAP), a Michigan-based nonprofit health plan, today announced the launch of the HAP MSU-HC Medicare Prime (PPO) plan in partnership with MSU Health Care. This new plan offers expanded coverage options to Medicare-eligible individuals across Michigan in 48 counties and is offered in addition to the HMO option already available.

"Expanding our offerings with MSU Health Care brings our Henry Ford Health and MSU 30-year partnership vision to life," said Margaret Anderson, Interim President and Senior Vice President, Chief Sales and Marketing Officer of HAP. "With our HMO product, we combined a robust network, an annual prepaid benefits Mastercard spending card—a highly sought-after member benefit—and personalized concierge service, all designed to simplify health care navigation. As the market trends toward a PPO preference, we’re building on the success of the HMO offering with the greater flexibility of a PPO Medicare Advantage product."

The HAP MSU-HC Medicare Prime (PPO) plan features the following key benefits:

• $0* monthly premium
• $0 co-pay for primary care provider visits
• $0 medical deductible
• $420 annual allowance on a prepaid benefits Mastercard
• A visitor traveler benefit that extends coverage for members who travel to any of the 49 states outside of Michigan for up to 12 months
• No annual limit on ER coverage worldwide
• Dental benefit with a $2,000 maximum coverage allowance that includes coverage for extractions
• A local dedicated health care navigator
• Access to HAP’s expansive network of providers

The new PPO plan expands on the HAP MSUHC Medicare (HMO) plan in 2022. The HMO plan continues to be offered and in 2025, it includes a $0* premium, no copays on critical preventive services including primary care doctor visits and a $140 quarterly prepaid benefits Mastercard used for a range of essentials, including over-the-counter items, dental, vision, hearing, transportation, and more.

"This new cobranded product reinforces our shared mission of improving access to quality health care," said Seth Ciabotti, CEO for MSU Health Care. "Through our collaboration with HAP, and as part of the historic 30-year partnership between Henry Ford Health + Michigan State University Health Sciences, we are advancing a new standard of health for Michigan residents. Together, we are providing more opportunities for individuals to receive the comprehensive care they need, with a focus on affordability and flexibility in their health care choices."

The Medicare annual enrollment period runs from Oct. 15 through Dec. 7, 2024, with coverage effective January 1, 2025. For more information about the HAP MSU-HC Medicare Prime (PPO) and HAP MSU-HC Medicare (HMO) plans, visit hap.org/msuplans.

 

 

About Health Alliance Plan (HAP)  

Health Alliance Plan (HAP) is a Michigan-based, nonprofit health plan that provides health coverage to individuals and companies of all sizes. For 60 years, HAP has partnered with leading doctors and hospitals, employers and community organizations to enhance the health and well-being of the lives it touches. HAP offers a product portfolio with six distinct product lines: Group Insured Commercial, Individual, Medicare, Medicaid (through HAP Empowered Health Plan), Self-Funded and Network Leasing. HAP excels in delivering award-winning preventive services, disease management and wellness programs, as well as personalized customer service. HAP is an operating unit of Henry Ford Health, one of the nation’s leading health care systems. For more information, visit www.hap.org.  

 

About MSU Health Care

MSU Health Care is the fully integrated academic health center of Michigan State University, representing more than 600 faculty and affiliate providers. Our commitment to safe, high-quality patient care is realized through our comprehensive services for people of any age, education of the next generation of health care providers and medical research. MSU Health Care providers treat ongoing primary care as well as some of the rarest forms of cancer and neurological conditions along with advanced surgical, pharmaceutical, rehabilitation, therapy and imaging services. With more than 100 affiliates located next door and as far as Ludington, Saginaw, Detroit, and Marquette, MSU Health Care is building hope and healing for Michigan. Our clinical efforts support future advancements through academic and research initiatives at Michigan State University. hap.org/msucare

 

About Henry Ford Health + Michigan State University Health Sciences

The product of a landmark, 30-year partnership introduced in January 2021, Henry Ford Health + Michigan State University Health Sciences is focused on setting a new standard for how individuals and communities experience care across the state of Michigan and the nation. The partners are addressing vital pillars of health outcomes: research, education and care. As partners, Henry Ford Health and Michigan State University are creating a unified research community and investing in emerging cancer research and care; working to fight the health disparities that plague our most vulnerable communities in rural and urban settings; and preparing the next generation of physicians and nurses. To learn more about the Henry Ford Health + Michigan State University Health Sciences partnership, visit henryfordmsu.org.

 

 

HAP Media Contact:

Lauren Detwiler
VVK PR + Creative 
lauren@vvkagency.com
248-884-1421

 

MSU Health Care Media Contact:
Andrea Mackey
mackeyan@msu.edu
(517) 353-1327